Medicare, vision, dental, flood, medical malpractice, commercial auto, long term care, life.
Disability Insurance (DI)Provides a benefit if insured becomes sick or injured and unable to work.
Benefits of a disability policy:
Features:
Business Overhead Expense: is designed to cover business operating expenses if a business’ key person becomes disabled by an accident or illness. Features:
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Long Term Care InsuranceWhen disease or injury keeps you from taking care of yourself over a long period of time, you may need some form of long-term care (LTC). That is, you may need help as part of the normal aging process – something we all face - or you may have a medical crisis, like:
Either in your home or in a facility, long-term care refers to any kind of support for daily living on a long-term basis. These types of long-term care services can occur at any location – for a person of any age. In your home care can be delivered by:
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