The recent expansion government regulations that address privacy and identity theft makes healthcare providers vulnerable for allegations of fraud, abuse and electronic data misuse. Our Agency provides insurance for the following:
Cyber Liability is a growing problem, and it is fastest growing white collar crime in America. Increased frequency of large scale breaches in the news has increased awareness.
EMTALA (Emergency Medical Treatment and Active Labor Act)
HIPPA (Patient Privacy)
MAC (Medicare Administrative Contractor)
MIC (Medicaid Integrity Contractors)
RAC (Recovery Audit Program): Aggressive program to find and prevent waste, fraud and abuse in Medicare and Medicaid.
STARK (Physician Self-Referral)
ZPIC (Zone Program Integrity Contractors):
Key Features:
Broad definition of Insured: Medical Group. Employee. Independent Contractors (added by endorsement)
Allows for voluntary self-disclosure
Payment for approved shadow audits
Full prior acts available
Free choice of counsel
Stand-Alone
Sub-limit for medical board proceeding defense cost reimbursement